Your Independent E and O Expert for Home and Commercial Inspectors

ADVERTISING AGECIES

Rates Starting as low as $200-Advertising agencies are in the business of creating and placing ads for their clients. But even the best agencies make mistakes sometimes. That's why it's important for businesses to purchase advertising errors and omissions insurance.

 This type of insurance protects businesses from financial losses caused by errors or omissions in advertising campaigns. For example, if an ad misrepresents a product, is libelous, or infringes on someone's copyright, the business could be held liable. Advertising errors and omissions insurance can help cover the costs of legal defense and any settlements or judgments that may be awarded

APPRAISER: PERSONAL PROPERTY, EQUIPMENT

APPRAISER: REAL PROPERTY, FINE ARTS

ARBITRATOR/MEDIATOR

If you are an arbitrator or mediator, professional liability insurance is a must. Here are four key reasons why:

1. You could be sued. If a party to a dispute that you are arbitrating or mediating feels that you made a mistake, they could sue you for damages. Professional liability insurance will protect you in the event of such a lawsuit.
2. Your work is important. As an arbitrator or mediator, you play an important role in resolving disputes. If something goes wrong during the process, it could have serious consequences. Professional liability insurance will help protect you in case something goes wrong.
3. You could be held liable for damages. Even if you did not make a mistake, you could be held liable for damages if something goes wrong during the arbitration or mediation process. Professional liability insurance will help protect you in case of such liability.
4. You need protection from financial ruin. A lawsuit can be financially devastating, even if you win.
Professional liability insurance will help cover your legal expenses and protect your finances in the event of a lawsuit.

ARBITRATOR/MEDIATOR

AUCTIONEERS

As an auctioneer, you're the master of selling. But even masters can make mistakes. Protect your reputation and finances with Auctioneers Errors and Omissions coverage - because one misstep shouldn't cost your business

BEAUTY SALON

Protect your passion and business with confidence! Get the peace of mind you deserve as a beautician or hairstylist, with Errors and Omissions insurance. Safeguard yourself against potential lawsuits brought on by disgruntled customers who are unsatisfied with their cut or beauty product. Trust us to cover legal expenses so that you can focus on what you do best - making people look and feel beautiful!

BENEFIT PLAN ADMINISTRATOR

Protect your hard-earned reputation as a Benefit Plan Administrator with our Errors and Omissions Coverage! Say goodbye to financial worries caused by mistakes in administering benefit plans, eligibility decisions, and fiduciary advice. Trust us for complete coverage against potential errors!

BENEFIT PLAN CONSULTANT

When it comes to managing employee benefit plans, you're the expert. But even experts can make mistakes or overlook critical details that could lead to costly lawsuits. That's where Benefit Plan Consultant Errors and Omissions insurance comes in. With our coverage, you can be confident knowing that your professional liability risks are fully protected – giving you peace of mind and allowing you to focus on what you do best: helping clients navigate the complex world of benefits planning.

BOOK KEEPER

Protect your bookkeeping business from risks not typically covered by general commercial liability policies with Bookkeeper Errors and Omissions Insurance. Our coverage offers peace of mind to confidently do your job, ensuring you can focus on providing top-notch services to your clients without worrying about potential liabilities. As a dedicated tax preparer or bookkeeper, it's crucial to have the right insurance coverage in place – and we've got you covered!

CLAIM ADJUSTORS (INDEPENDENT ONLY)

Claim adjusters and claim consultants are professionals engaged for the purpose of appraising, processing, settling, investigating losses, prospective losses or loss damages which are pertinent to any insurance arrangement. In negotiating settlements, claim adjusters must estimate property values, damages and depreciation.

Claim adjusters purchase errors and omissions insurance to protect themselves against allegations of professional negligence. Examples of lawsuits against claim adjusters include allegations of unfair claims settlement practices, overpayment, and breach of contract.

CLAIM ADMINISTRATOR CONSULTANTS

As a consultant, you provide valuable advice and expertise to your clients. However, mistakes can happen, and clients may hold you responsible for any losses incurred due to bad advice.

That's where professional liability insurance (aka errors and omissions) comes in. With our coverage, you can protect yourself from potential legal costs and damages that could result from a claim against your consulting business. Trust us as your go-to Claim Administrator Consultants for peace of mind in the event of a client dispute.

COURT REPORTERS

Protect your professional reputation and financial well-being as a court reporter with our custom coverage for errors and omissions. Don't risk facing a lawsuit due to mistakes that could impact court outcomes.

With affordable coverage easily available, you can confidently focus on delivering accurate work while we take care of the rest. Trust us to be your partner in protecting your career and livelihood.

ESCROW SERVICE

Protect your escrow business with confidence - our Errors and Omissions insurance covers potential legal risks, from breach of contract to funding issues.
Keep your clients' trust by choosing a reliable partner who understands the specific challenges you face.

EXECUTIVE SEARCH FIRMS

Secure your executive search firm's reputation with specialized insurance coverage. Don't let a single mistake or omission put your business at risk. Trust in the protection of our tailored policies and confidently deliver top-notch recruitment services to even the most demanding clients.

FORENSIC ANALYSTS (NON-MEDICAL)

Protect your expertise with our comprehensive errors and omissions insurance. As trusted providers of professional liability coverage, we safeguard forensic scientists, investigators and expert witnesses from potential legal pitfalls.
With us on your side, you can focus on delivering superior knowledge and opinions that make a difference.

FREIGHT FORWARDER

Protect your business with Freight Forwarder Errors and Omissions insurance! Stay confident in your operations by securing coverage for physical loss or damage to customer cargo, as well as financial losses due to any performance issues. Don't take risks - ensure your peace of mind today!

HANDY PERSON

Protect your business and reputation with our specialized handyperson liability insurance. Don't let unforeseen accidents or claims of bodily injury, property damage, or personal injury ruin all that you've worked hard to build.

We understand the unique risks you face as a handy person and have tailored coverage to meet your needs. Trust us to keep your business safe so you can focus on what you do best - providing excellent service to your customers!

HUMAN RESOURCES AND MANAGEMENT CONSULTANT

As a Human resources and management consultant, you know that one small error can lead to costly consequences. Don't leave your business exposed - protect it with professional liability insurance. Stay confident in every project knowing that attorney fees and defense costs are covered. Invest in the security of your consulting business today!

 A client can sue if work is not completed in the agreed-upon time, even if you aren’t directly at fault. If you have professional liability coverage, you won’t be personally liable for any damages awarded as a result.

INTERIOR DESIGNER

Interior designers, who assist clients in making their indoor spaces more safe, functional and aesthetically pleasing, should have professional and general liability insurance. In an industry in which advice can be based on personal taste, it is not uncommon for clients to disagree with certain approaches or methodologies, no matter how strongly you feel about your vision for a room or property.

Obtaining insurance for interior designers is a great way to protect yourself while continuing to provide dynamc and unique consultation to your clients.

INVESTMENT ADVISOR

Financial planners are at the pulse of their clients' lives. If a client loses money, through your fault or not, the consumer may sue you. Mistakes happen, and even when they don’t, clients can become unhappy with your services. Financial markets go up and down, and financial losses may spur an unhappy customer to call her lawyer. 

Lawsuits are time-consuming and stressful; the professional liability insurance policy can relieve some of these potential burdens. Successful businesses are prepared for the unexpected, and that's where professional liability insurance comes in.

LAND SURVEYOR

As a land surveyor, you know the importance of precise measurements and accurate boundary lines. However, mistakes can happen, leaving your business vulnerable to lawsuits and financial losses.
Protect yourself with professional and general liability insurance that covers errors and omissions. With this coverage in place, you can confidently provide your valuable services while safeguarding your reputation and livelihood. Don't risk it all – get the protection you deserve today!

LIFE INSURANCE AGENT

Errors and omissions insurance is also known as E&O coverage or professional liability insurance. Life Insurance Agents offer professional services or advice, this policy is important.
It helps cover claims of: Negligence, Errors in services provided, Misrepresentation, Omissions, Violation of good faith and fair dealing, Inaccurate advice

MANAGEMENT CONSULTANT

Management consultants, who assist clients with financial, staffing, company hierarchy and technology decisions, should have professional and general liability insurance. Problems can arise when working with clients who do not agree with certain approaches or methodologies.

Obtaining small business insurance is a great way to protect yourself while continuing to provide beneficial consulting services to your clients. This is particularly true for consultants who work privately or own a small business.

MARKETING CONSULTANT

Professional liability insurance, sometimes called errors and omissions insurance (E&O insurance), is insurance coverage for claims against businesses that provide professional and personal services – for businesses like yours.
 When is it important to have professional liability insurance? Examples include:

     Inaccurate market research: A market researcher has been contracted to analyze a segment of your client's customer demographics and the data being used is out of date, causing an inaccurate depiction of the demographic. The client may make a claim against the market researcher for negligence regarding the failure to fully deliver the services agreed upon. Professional liability insurance could protect you if such a claim is made.

    Dissatisfied client: A market researcher has been hired to increase sales, but their strategy was not successful and sales actually decreased. The client could make a claim for failure to deliver the services promised. Professional liability insurance may protect against claims of negligence even if a mistake hasn't been made.

MORTGAGE BROKER

As a mortgage broker, you face unique risks that are best covered by a specialized E&O policy, rather than a generic policy that’s used across industries. Your risks could include:

Contract issues: where client information that you certified as accurate on an application turns out to be false Misrepresentation issues: something is communicated or sent to a lender that turns out to be inaccurate
Borrower issues: claims of falsified or inaccurate information provided, poor loan option recommendation, lack of good faith estimate, incomplete or inaccurate disclosure of costs, taxes, or other payments

NORTARY PUBLIC

Errors and Omissions Insurance safeguards you against mistakes that can happen with any notarization. It only takes one of those mistakes to potentially lose your savings account, your home, maybe even your business!

Protecting yourself and your assets is very affordable. Enjoy peace of mind while on the job…activate your Notary Errors and Omissions Insurance policy now. Protect yourself against liability for just pennies a day.

PRINTER/PUBLISHER

Professions in the publishing and printing sector may require publishers’ errors and omissions (or professional liability insurance) to have coverage against claims of misinformation, error, failure to deliver a promised service, and other allegations that could result in a costly lawsuit. This coverage can reimburse a professional for defense costs, settlement fees, and so on

PROPERTY MANAGERS

Property Management Errors & Omissions coverage is Professional Liability coverage to assist in situations where a tenant alleges that the property manager was negligent or failed to perform duties as promised in the lease.

PUBLIC RELATIONS CONSULTANT

The work performed by public relations consultants can be vital to organizations, politicians, professional athletes and celebrities and can help save or generate large amounts of money or assist in changing rules or laws. Due to the sensitive nature of their work, public relations consultants can be the subject of a lawsuit alleging that they committed a professional wrondoing.

As an example, a PR firm could be sued because they failed to improve the image of a professional athlete, resulting in the loss of an corporate endorsement. Also, a PR firm could be sued by a lobbying organization becuase they did not succeed in changing public opinion regarding a certain issue. Due to the possibility of facing expensive lawsuits, public relations consultants should consider purchasing professional liability E&O insurance.

REAL ESTATE AGENT/BROKER

Real estate professionals need errors and omission insurance because they are exposed to the risk of being sued by their clients. Errors and omissions insurance (E&O) is a professional liability insurance that protects real estate agents, brokers or appraisers against claims made by clients for inadequate work or negligent actions.
Have you protected your business against financial loss if a customer sues you?

TAX PREPARERS (NON CPA)

Insurance for Tax Preparers and Bookkeepers helps protect your tax preparation and bookkeeping business from risks not typically covered by general commercial liability policies. This insurance offer is for one or more

Tax Preparers and Bookkeepers who focus 100% of their professional services in Tax Preparation and Bookkeeping Services. We offer coverage that gives you peace of mind to do your job.

THIRD PARTY ADMINISTRATOR

We provide errors and omissions (E&O) insurance, also known as professional liability insurance, to the following professionals:
- Pension Actuaries
- Third Party Administrators (TPA)
- Pension Consultants Employee
- Benefit Consultant

TITLE AGENT/ ABSTRACTOR

Title Agents E&O provides a wide range of comprehensive E&O coverage for insureds who perform professional services for a fee, including:

- Escrow Agent Title Insurance Agent Title Searcher Title Abstractor Closing Agent Notary Public
- Title Agents E&O insurance helps protect your business against baseless claims by covering any judgments resulting against you, as well as legal defense costs, including court costs, up to the coverage limits on your policy. In addition, it also protects against legitimate claims in the event you or a staff member makes a mistake

TRAVEL AGENT

Tour operators, travel agents, independent contractors, and anyone who offers services in the travel industry can and will make mistakes. Here are some common mistakes we see that can be a covered claim:

Example #1: You book flights for your clients but the return flight is for the wrong day. They're forced to book a different flight and claim you have the legal liability to refund them.
Example #2: You accidentally book the wrong cruise line for a client, costing them thousands of dollars in non-refundable expenses. Your client sues you for their monetary loss. Because they can prove you made a mistake in your professional services, you're liable for the lost money. But because you have errors and omissions coverage, your insurance company will cover your defense costs and the settlement.