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Commercial+
Commercial/Building/ASTM/Home Inspections

E and O Coverage for
Commercial Inspections
ASTM  Inspections
Building Inspections
Home Inspections
In One Policy

Click Here To Apply Online1 Page  PDF Application

Deductibles from $1,000 to $100,000

Limits From $500,000 to $10,000,000

 Premiums starting at $1000 for Home Inspector

Premiums starting at $1500 for Commercial Inspectors

No SIze limit on the buildings you inspect

Restaurants are covered

Pollution Incident Coverage Included

A rated, Admitted Insurance Carrier

Pre Claims Assistance

Commercial versus Home Inspections

The addition of commercial building inspections to your repertoire is an excellent way to expand your business since many home inspectors do not perform them. 

There are significant differences between home and commercial building inspections before you get started.An overview of commercial building inspections versus home inspectionsWithin the home inspection industry, commercial building inspections are seen as a specialized area.As such, it is crucial to understand the distinction between home and commercial inspections before incorporating the service into your business.

Compared to home inspections, commercial inspections tend to be more intricate and present greater potential risks for the inspector. While a home inspector adheres to Standards of Practice, a commercial inspector follows the Standard Guide for Property Condition Assessments: Baseline Property Condition Assessment Process established by ASTM. Additionally, fees for commercial building inspections may be higher and require more extensive time commitments.

Building inspections for commercial buildings versus residential buildingsIs it possible for a home inspector to inspect commercial buildings?

Commercial building inspections can be performed by a home inspector, but due to the variation in commercial buildings, additional skills and specialized knowledge are necessary.

Despite the fact that homes can vary widely, commercial buildings differ greatly in their size, shape, features, utility systems, and materials. Depending on what type of business they serve, commercial buildings differ greatly in size, shape, features, and materials.

How do Commercial Building Inspectors inspect buildings?Building inspections for commercial buildings are primarily focused on the structural integrity of the building, but they can also cover many other things. For evidence of moisture (including mold, water stains, improper drainage, standing water, and standing water) as well as damage and pests, a commercial building inspector will inspect the walls, roof, and floor. It is possible for the building inspector or a specialist to assess plumbing and electrical systems.

What is the average cost of a commercial building inspection?

A commercial building inspection typically costs between a few hundred dollars and a few thousand dollars. A commercial inspection will also depend on whether the heating, electrical, and plumbing are included in the scope. It is often based on the building's square footage or may be a flat fee.

In what ways does a commercial roof inspection differ from a residential roof inspection?

In general, commercial roof inspections are part of commercial building inspections, but they can also be done independently.

They include: Checking the roof for signs of damage, leaks, pests, and standing water Checking the ceiling and walls of the building for water stains or mold that might indicate a leak in the roof Ensure flashing, skylights, vents, and HVAC are undamaged and sealed properly Maintaining clean and functional drainage systems and gutters

Skyscraper architecture

Do commercial Inspections generate more revenue?

A commercial building inspection can improve your inspection skills and allow you to add a new network of clients to your business. The fees for commercial building inspections are generally higher than those for traditional home inspections.

Are Commercial Building Inspections a Good Source of Referrals?

Expanding your business to offer commercial building inspections comes with a significant advantage - the potential for future job opportunities. While a single homeowner may not require your services again in the near future, a business owner may need multiple inspections for their other properties or specialized services for the same property.

Furthermore, as business owners are often well-connected, you can expect a higher number of referrals through their network.Complex of hotel apartments and tourist attractions

With Commercial Coverage, what types of properties can be inspected?

We cover all size and scope of Commercial Inspections
Retail
Restaurant
Office
Industrial
Malls from 1,000 square feet to 1,000,000 square feet
You need to Inspect it-we have you covered

Get Commercial Building Inspection Coverage from First Indemnity With over 18 years of experience and half a million homes inspected, First Indemnity has built a strong reputation for superior home inspection coverage. Our unique advantage lies in our own deep knowledge of the home inspection/commercial building market. We know the carriers that will provide you with the best coverage, service and protection when a claim comes in.

This comprehensive approach is especially crucial for commercial building inspections, and you can rely on us to support you in this complex niche of the industry. 

Reach out to First Indemnity today to discover how we can benefit your business.

Click Here To Apply

Other training programs

ASTM Standards

Certified Commercial Property Inspectors Association.

ASHI Commercial

AHIT Commercial


InterNACHI Commercial

1 Page  PDF Application

Better Coverage

- Pollution Incident Coverage Included
- Crisis incident response coverage
- No BI/PD Exclusion
- Pre-Claims Assistance
- Marital or Domestic Partner Extension
- 5 year ERP available- Worldwide coverage
- Crisis Management Expenses $15,000 per Crisis Event or related events ad $30,000 per Policy Year for all

- Estimates covered
- Code Coverage
- Reimbursement of Expenses
- Disciplinary Proceedings $5,000 Per year
- Loss Prevention Assistance
- Punitive damages extension where allowable by law
- Predecessor firm coverage, including joint ventures
- Pollution Incident Coverage- Defendants' reimbursement of expenses
- $500/day/Max$12,500
- Disciplinary proceedings reimbursement
- $5,000 per proceeding- ADA/FFHA/OSHA regulatory or administrative action reimbursement
- $30,000 per policy year
- Crisis management- Blanket waiver of subrogation provision
- Deductible mediation credit of 50% subject to a $25,000 maximum

1 Page  PDF Application