HOME INSPECTORS

Since 2006, Home Inspectors have been looking to First Indemnity to get them the quality Errors and Omissions coverage they need to protect their businesses and their financial future.

- New Inspectors are a preferred customer!

- Multi Inspector firm? Not a problem!

- Experienced Solo? We have you covered!

- Have a claim or 2? We know people

We cover you no matter what kind of inspections you are doing!

COVERAGE TO POLICY LIMITS

- Draw Inspections

- Energy Audit Inspection Infrared Thermography

- Green Building

- Radon Inspection

- EIFS

- Unmanned Aircraft Inspection Wind Mitigation Rodent Inspection

- 4 point

- Commercial Inspections up to 100,000 sqft (no restaurant)

- Cyber Expense 100,000 Ded $2,500

- ERP/Tail Options 12-24-36-48-60 months and Unlimited

- FREE Tail after 3 years for Retirement (55+)/Death/Disability for Solo Firms

- Financial Protection Bureau Defense

- Pre-Claim Assistance

- Disciplinary Proceedings

- Subpoena Assistance

$100,000 LIMITS $2,500 DEDUCTIBLE

- 203(k) Inspection and Consulting

- Bulkhead, Seawall or Dock Inspection

- Indoor Air Quality Inspection

- Lead Paint Inspection

- Mold Inspection

- Oil Tank Sweep Inspection

- Pool or Spa Inspection

- Septic and Sewer System Inspection

- Termite and Wood Destroying Insects/Organisms Inspection

- Unmanned Aircraft Inspection

- Water Well Inspection

- 50% Deductible reduction with Mediation (max $5000)

- Limited Additional Insured

- Franchiser and Referral for

- Realtor Expert Witness Coverage

ALL COME WITH A SEPARATE GL PACKAGE!

WHY DO YOU NEED ERRORS AND OMISSIONS?

IT IS NOT YOU-- IT IS THE MATH!

The truth of the matter is that no matter hard you try, you will make a mistake eventually. We all hope that it is a small one. For the small business owner, even small mistakes can cause big problems. This is especially true for home inspectors. The value that you are details in the inspection can trip you up.

- Here is the math
- The Average 200 Square foot - House has about Home- 2000 data points (things you need to look at and evaluate)
- Lets pretend you are 99% Successful in finding and notating problems (and BTW, you will never be 99% effective)
- As a result each house has 20 things you miss
- 100 Home Inspections x 20 Things= 2,000 things you miss per 100 Inspections
- Lets also Pretend that 99% of the missed things not important and cosmetic
- Each 100 inspections has 20 things that are serious to some degree or another.
- Over 10 years at 100 inspections per year. you have 200 things that can/will trip you up.
- And this is a slow inspector.

Busy inspectors have 2 to 3 times the problems....

DOES MY BOP COVER FOR MY PROFESSIONAL LIABILITY?

The short answer is NO. BOP is a standard package of insurances that helps a small business owner with their general needs. These policies SPECIFICALLY exclude professional liability. What this mean is that you NEED to get additional insurance to cover this potential risk.

Why Pay More?

Save 10% to 25%!

Since you are going to need this coverage, why pay more? First indemnity has been in the business of helping small businesses protect themselves for over 15 years. We know what you need and we can generally save you money while increasing your coverage. How? We know the risk better than most and are better able to evaluate you, your business, and give you a better price.

So what are you waiting for?

Just because you should have something does not mean you need to pay more than you should.